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Retirement is a Bad Word: Embracing Your "Phase 2" Thumbnail

Retirement is a Bad Word: Embracing Your "Phase 2"

Retirement is a Bad Word: Embracing Your "Phase 2"

Are you approaching retirement or envisioning a life beyond the 9-to-5 grind? Perhaps you've already retired but find yourself craving purpose and engagement beyond leisurely pursuits. The transition into retirement is not just about ceasing work; it's about embarking on a new phase of life—one filled with passion, purpose, and meaningful contributions.

Embracing Phase 2: Redefining Retirement

Gone are the days of traditional retirement, where individuals simply withdraw from the workforce and slip into a sedentary life of leisure. Today, retirement is viewed as a dynamic phase—Phase 2—where one reduces commitments, embraces newfound freedoms, and explores avenues aligned with personal passions and expertise. For many retirees, the goal is not to abandon work entirely but to transition into roles that offer fulfillment and purpose. This might entail scaling back on demanding work hours, relinquishing corporate obligations, and prioritizing activities that enrich one's lifestyle and relationships.

Finding Purpose Beyond the Office

Consider the story of an attorney who, despite having the financial means to retire, grappled with the prospect of losing professional connections and a sense of purpose. By leveraging his expertise in healthcare law, he found fulfillment by partnering with a nonprofit dedicated to serving underserved communities. This strategic alignment allowed him to continue making meaningful contributions while enjoying a more balanced lifestyle.

Planning for Consulting in Retirement

Many professionals entertain the idea of consulting in retirement, only to realize that strategic planning should have commenced long before their retirement date. Building and nurturing professional networks, cultivating potential clientele, and outlining consulting ventures require meticulous planning and foresight. By mapping out these transitions well in advance, retirees can seamlessly transition into consultancy roles with confidence and purpose.

Strategic Living Arrangements

Retirement often prompts individuals to reassess their living arrangements. Questions regarding downsizing, relocating, or investing in vacation properties loom large. Strategic planning involves contemplating factors such as proximity to family, financial implications, and lifestyle preferences.

Mapping Out Your Retirement Journey

The key takeaway from these insights is the importance of proactive planning and foresight in retirement transitions. Whether you're contemplating a career shift, exploring consulting opportunities, or reimagining your living situation, a comprehensive retirement roadmap can mitigate risks and maximize opportunities for fulfillment.


Retirement is not an endpoint but a new beginning—a chapter brimming with possibilities for personal growth, fulfillment, and contribution. By embracing Phase 2 with intentionality and foresight, retirees can navigate transitions with confidence and purpose. Start planning your retirement journey today and embark on a path filled with purpose, passion, and fulfillment.


Antwone Harris, MBA, CFP®, is Chief Planning Strategist at Platinum Bridge Wealth Strategies in Washington, D.C. His firm focuses on retirement income planning for professionals in or near retirement. Prior to launching Platinum Bridge Wealth Strategies in 2017, he spent 12 years as a VP - Senior Financial Consultant with Charles Schwab Inc. Investment advisory services offered through Osaic Advisory Services, LLC (Osaic Advisory), a registered investment advisor. Osaic Advisory is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Advisory.