Most retirement plans don’t fail because of market turbulence—they fail because of blind spots we never stop to examine. After four decades in this profession, I can tell you this: denial is one of the most expensive forces in personal finance. In this piece, I break down the four warning signs I see most often when retirees think their plan is solid… but time, inflation, and lifestyle reality tell a different story. If you want your money to last 20, 30, or even 40 years, start with honesty—and a plan that reflects how you actually live.

Most estate plans focus on dividing assets, but few consider whether your heirs are prepared to manage and grow them. In this post, Antwone Harris, CFP®, explores the missing link in traditional estate planning—and why passing on wealth without context can put your legacy at risk.

Most people coast into December like it’s a free glide path — but high-net-worth households know this month is where strategic decisions really pay dividends later. In this post, CFP® Antwone Harris shares the five year-end areas he personally reviews with clients before the calendar flips.

Passing down wealth isn’t just about age or tax strategy—it’s about readiness. Inheriting assets is a deeply emotional and strategic transition, and mishandling it can lead to dependency, conflict, or loss. This blog explores five key signs your children are ready to inherit—and how to prepare them if they’re not.

Passing down wealth without financial wisdom can do more harm than good. In fact, 70% of wealthy families lose their wealth by the second generation—often due to a lack of education, not economics. This blog covers 12 essential topics every high-net-worth family should teach their heirs to preserve wealth and legacy for generations.

If you're a high-net-worth professional, estate planning isn’t just smart—it’s essential. From tax law changes to family dynamics, a well-designed estate strategy protects your wealth and prepares the next generation. This blog breaks down 7 strategic moves to help you create a legacy that lasts.